Financial Services
We provide you with a financial assessment and plan that is totally specific to you.
We adopt a holistic approach when assessing your financial situation, taking into consideration your needs and objectives and your tolerance to risk, before preparing a plan that is suitable for you.
Our Process
Initial
Appointment
Advice
Preparation
Presentation
& Explanation
Advice
Implementation
Ongoing
Service
Budgeting & Debt Planning
We help you take control of your finances through tailored budgeting and debt management strategies. Whether you’re aiming to reduce debt, save for future goals, or simply gain a better understanding of where your money is going, our advisers work with you to create a practical and achievable plan. By focusing on cash flow, prioritising repayments, and identifying opportunities to improve your financial position, you’ll move from feeling stressed about money to feeling confident and in control of your financial future.
Managing your money effectively starts with a clear plan.
Insurance
Did you know that most Australians are grossly underinsured?
The unfortunate reality is that all of us will be affected by some kind of trauma in our lifetime, either personally or with someone close to us. We can assist you in making sure that you and your loved ones are covered when this happens, by completing a needs analysis, including type and level of cover needed, and helping you choose insurance which is relevant and beneficial. This could include personal insurance such as life, TPD, trauma cover and income protection, and/or business insurance such as key person, partnership protection and business expenses.
Superannuation
Superannuation is an investment for your retirement and choosing the right fund can make all the difference. We can help you navigate the minefield of options, consolidate multiple existing accounts and manage your funds professionally. We can also provide advice around self-managed super funds and whether this would be an appropriate strategy for you.
Choosing the right fund can make all the difference.
Investments
Smart, long-term investment strategies to secure your financial future.
Deciding how to invest your hard-earned money can be a daunting process; there are many different options when it comes to investing. We can assist you to make informed and confident investment choices, in areas such as shares, managed funds, mortgage funds and direct property strategies, and we can manage your portfolio to relieve some of the stress and help you achieve your financial goals. We take a long-term approach to investing and focus on the end goal rather than getting too caught up in short term gains or setbacks.
Retirement Planning
Smart retirement strategies to maximise income and lifestyle security.
There are many different strategies available to prepare you for retirement and choosing the right ones at the right time can make a big difference in your post-retirement lifestyle. We can discuss your desired income in retirement and advise you about the different strategies available at certain age milestones and as you decide to retire, including transition to retirement, income calculations and projections, and government age pension entitlements in order to maximise the income available to you.
Centrelink Assistance
Let us simplify this process by providing expert guidance and hands-on support with Centrelink matters.
Navigating Centrelink’s complex rules and processes can be overwhelming, especially when you’re managing life changes such as retirement, disability, or aged care needs. Let us simplify this process by providing expert guidance and hands-on support with Centrelink matters. Our team assists with applications, reviews, and ongoing reporting requirements to ensure you receive the full entitlements you’re eligible for. By managing the paperwork and liaising with Centrelink on your behalf, we take the stress out of the process—so you can focus on what really matters.
Aged Care Advice
Making decisions about aged care—whether for yourself or a loved one—can be emotionally and financially challenging. Our team provides compassionate and informed aged care advice to help you navigate this important stage of life with clarity and confidence. Our advisers explain the options available, from home care packages to residential aged care, and guide you through the financial implications of each choice. We also develop strategies to minimise means-tested care fees, protect assets where possible, and ensure access to quality care.
With our support, you can make well-informed decisions that balance financial security with the best possible care outcomes.
Estate Planning
Plan today to protect your loved ones tomorrow.
As important as it is to have a long-term financial plan whilst you are alive, it is equally important to plan for how your estate should be managed after you pass away or become incapacitated. This can sometimes be a difficult topic to discuss. We can help guide you through this process and get you in touch with other professionals who can get the appropriate documentation prepared for you.
Business Mentoring
We understand the challenges and opportunities that come with running a business—because we’ve been there ourselves.
Our business mentoring service is designed to support business owners at every stage, from start-up to succession. We work closely with you to clarify your vision, strengthen financial management, and implement strategies that drive sustainable growth. Beyond the numbers, we provide guidance on leadership, decision-making, and long-term planning to help you navigate complexities and achieve your goals. With our experience and insight, you gain a trusted partner who is committed to seeing your business thrive.
Lending Services
Smart lending solutions to secure your home and future goals.
Click below to get your finance application underway in minutes.
Tax Advice
Helping you navigate tax strategies with expert guidance and support.
While we are not tax agents, we can provide advice relating to tax-effective strategies such as transition to retirement or salary sacrificing options. We also have professional relationships with tax accountants we can refer you to, or we are happy to work alongside your existing tax accountant to ensure you are in the best position possible at tax time.
Professional Partnerships
We collaborate with your trusted professionals—or connect you with ours.
We understand that at times it may be necessary to engage the services of multiple professionals to cover different areas of your financial needs. We are more than happy to work alongside professionals you already have relationships with or we can provide you with referrals to our trusted partners, in the areas of:
Accountants
Mortgage Brokers
Direct Property Investments
Solicitors
Our journey doesn’t end once everything has been implemented for you.
YV Financial Services takes pride in its ongoing client relationships through regular interactions and reviews. We are here to journey with you for life and are able to offer you continual proactive advice and information on changes in the industry that is directly relevant to you because we keep up to date with your current circumstances.